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Bad Credit? No Problem!

Our bad credit car finance options are designed to provide you with a second chance. We look beyond your credit score, focusing instead on your current situation and ability to repay. This approach allows us to offer finance options that are both fair and flexible.

Easy Application Process

Applying for car finance with us is straightforward and hassle-free. You can start the process online from the comfort of your home, and our friendly finance experts are always on hand to guide you through every step.

At High Beam Cars, we understand that everyone’s financial journey is unique. That’s why we offer specialized car finance options for those with bad credit. Our approach goes beyond just looking at credit scores; we consider your entire financial situation to provide you with the best possible solution.

If you’ve had credit issues in the past but have since settled them, this could work in your favor during the finance application process. Even if you are currently addressing existing credit issues, we might still be able to assist you.
We recognize that financial support can come in various forms. Whether you’re receiving Working For Families, Tax Credits, ACC, or other benefits, we’re here to help. While we can’t guarantee finance approval for every applicant, we ensure fair and non-discriminatory assessments for all.
Begin your journey towards car ownership with our easy online pre-approval process. Alternatively, you can apply over the phone or visit us at one of our locations. Pre-approval can give you a clear idea of what you can afford, making your car shopping experience smoother.
We recommend that you check your credit file, which you can obtain for free from major credit agencies in New Zealand. This can give you a clearer understanding of your credit status before applying for a loan.
On our website, you’ll find various tools and resources, including an online application for car finance, a diverse range of car listings, loan calculators, insurance options, and much more.

High beam cars finance Dealership NZ knew the struggles of those who yearned for their dream cars but were held back by budget constraints and the daunting world of bad credit car finance, with banked weekly income above $650.

But fear not, High beam cars is here to make dreams come true! With their unbeatable range of world-class quality checked used cars nz, we knew exactly how to make our customers’ hearts race. And the best part? We offer nationwide deliveries and a warranty to ensure peace of mind on every exhilarating journey.

And what about insurance, you ask? Well, High beam cars Dealership NZ had it all covered. In just a few hours, We could have you protected with bad credit car loan guaranteed approval nz and complete coverage, even amid a pandemic. Safety is our top priority, and we left no stone unturned in ensuring your peace of mind.

But what truly sets us apart is our unwavering commitment to our customers. With over 100+ vehicles standing proudly, we have a success rate that would make any competitor green with envy. 98% of our customers left with smiles, knowing they had made the right choice.

So, if you’re searching for your dream car and thought it was out of reach, think again! Put your trust in Highbeamcars Dealership NZ, where dreams become a reality, and the excitement never fades. With our nationwide Best Low-interest Rate car finance for bad credit, we will light up your journey like no other.

Step into Highbeamcars Dealership NZ, where cars come to life and dreams find their wings. Get ready to be dazzled because this is where the magic happens. Apply Online Now.

Why High Beam Cars?

Tailored Car Finance Solutions

We specialize in making car ownership accessible to everyone, including those with bad credit. Our team understands that financial challenges shouldn't prevent you from owning a reliable vehicle.

Customer-Centric Approach

Our team is dedicated to providing personalized service to each customer. We take the time to understand your needs and preferences, ensuring that we match you with the perfect car and finance plan.

Nationwide Delivery & Warranty

10 new offers every day. 350 offers on site, trusted by a community of thousands of users.

Get Approved and Drive Away Today

Our simple and straightforward finance application process ensures you can quickly get behind the wheel of your new car. Apply online now, and let us handle the rest.

 

Experience the High Beam Cars Difference

We invite you to visit our showroom in Auckland to explore our range of vehicles and discuss your finance options. Our team is ready to assist you in finding your perfect car and securing the finance you need.

OUR ADVANTAGES

Do You Want to sell a car?

What’s your car worth? Receive the absolute best value for your trade-in vehicle. We even handle all paperwork. Schedule your appointment today!

Are You looking for a new car?

Our cars are delivered fully-registered with all requirements completed. We’ll deliver your car wherever you are.

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